Bridging Loans
Property Finance Sectors We Support
We arrange property finance across a wide range of sectors, from short-term bridging and development funding to buy to let, commercial, portfolio, and international property finance. Each type of lending is designed for a different purpose, and choosing the right structure can make a significant difference to speed, flexibility, and long-term cost.
Bridging loans
What are they
Bridging loans are short-term property loans designed to provide fast access to funds, usually until a longer-term finance solution is arranged or a property is sold. They are commonly used when timing is critical and a traditional mortgage would take too long or not fit the circumstances.
Who uses them?
Bridging loans are typically used by property investors, developers, landlords, business owners, and homeowners who need to move quickly.
What they are used for?
They are often used to:
- purchase property at auction
- secure a property before selling another asset
- refinance an existing loan at short notice
- fund light refurbishment works
- buy properties that are not currently suitable for a standard mortgage
- resolve temporary cash flow or chain-break issues
Because bridging finance is short-term by nature, it is usually taken with a clear exit strategy in place, such as sale of the property or refinance onto a longer-term product.
Property Finance
We arrange property finance across a wide range of sectors. Each type of lending is designed for a different purpose, and choosing the right structure can make a significant difference to speed, flexibility, and long-term cost.
Property Finance – At a glance
- Bridging loans – Short-term finance used to secure property quickly, bridge a funding gap, or refinance before a sale or long-term mortgage.
- Development finance – Funding for ground-up builds, conversions, and major refurbishment projects, usually released in stages.
- International property finance – Specialist finance for overseas property transactions, non-UK residents, expatriates, and cross-border investors.
- Commercial property finance – Finance for business-use properties such as offices, shops, warehouses, and mixed-use assets.
- Buy to let mortgages – Mortgages for residential investment properties that are rented out rather than owner-occupied.
- Portfolio finance – Structured funding for landlords and investors with multiple properties, often used to refinance or grow a portfolio.
