International property finance

Property Finance Sectors We Support

We arrange property finance across a wide range of sectors, from short-term bridging and development funding to buy to let, commercial, portfolio, and international property finance. Each type of lending is designed for a different purpose, and choosing the right structure can make a significant difference to speed, flexibility, and long-term cost.

 

International property finance

What is it

International property finance refers to funding for property purchases, refinancing, or investment involving overseas borrowers with cross-border requirements. These cases are often more complex than standard UK transactions and will require specialist lender knowledge.

Who uses it?

It is typically used by overseas investors, expatriates, international landlords, foreign nationals purchasing in the UK, and clients with international income or assets.

What it is used for?

International property finance can be used for:

  • buying residential or investment property overseas
  • purchasing UK property as a non-UK resident
  • refinancing existing overseas property
  • structuring finance for international investors
  • funding cross-border property portfolios
  • supporting clients with multi-currency or overseas income profiles

These transactions often require tailored advice because lending criteria, legal structures, tax considerations, and security arrangements can vary significantly between jurisdictions.

Property Finance

We arrange property finance across a wide range of sectors. Each type of lending is designed for a different purpose, and choosing the right structure can make a significant difference to speed, flexibility, and long-term cost.

Property Finance – At a glance

  • Bridging loans – Short-term finance used to secure property quickly, bridge a funding gap, or refinance before a sale or long-term mortgage.
  • Development finance – Funding for ground-up builds, conversions, and major refurbishment projects, usually released in stages.
  • International property finance – Specialist finance for overseas property transactions, non-UK residents, expatriates, and cross-border investors.
  • Commercial property finance – Finance for business-use properties such as offices, shops, warehouses, and mixed-use assets.
  • Buy to let mortgages – Mortgages for residential investment properties that are rented out rather than owner-occupied.
  • Portfolio finance – Structured funding for landlords and investors with multiple properties, often used to refinance or grow a portfolio.

The Aptus Guide is free to download and can be accessed upon completion of the form below: