Commercial property finance
Property Finance Sectors We Support
We arrange property finance across a wide range of sectors, from short-term bridging and development funding to buy to let, commercial, portfolio, and international property finance. Each type of lending is designed for a different purpose, and choosing the right structure can make a significant difference to speed, flexibility, and long-term cost.
Commercial property finance
What is it
Commercial property finance is used to purchase, refinance, or release equity from properties that are used for business purposes rather than as standard residential homes.
Who uses it?
It is commonly used by business owners, commercial landlords, property investors, pension structures, and developers.
What it is used for?
Commercial property finance is often arranged for:
- offices
- retail units
- industrial sites and warehouses
- hotels and guest houses
- care homes and specialist trading businesses
- mixed-use properties
- semi-commercial investments
It can be used either by businesses buying premises to trade from, or by investors purchasing commercial assets to generate rental income. Terms are usually structured around the property’s income, the borrower’s profile, and the strength of the asset.
Property Finance
We arrange property finance across a wide range of sectors. Each type of lending is designed for a different purpose, and choosing the right structure can make a significant difference to speed, flexibility, and long-term cost.
Property Finance – At a glance
- Bridging loans – Short-term finance used to secure property quickly, bridge a funding gap, or refinance before a sale or long-term mortgage.
- Development finance – Funding for ground-up builds, conversions, and major refurbishment projects, usually released in stages.
- International property finance – Specialist finance for overseas property transactions, non-UK residents, expatriates, and cross-border investors.
- Commercial property finance – Finance for business-use properties such as offices, shops, warehouses, and mixed-use assets.
- Buy to let mortgages – Mortgages for residential investment properties that are rented out rather than owner-occupied.
- Portfolio finance – Structured funding for landlords and investors with multiple properties, often used to refinance or grow a portfolio.
