Trade & Supply Chain Finance
SME Finance Solutions
We support businesses across a wide range of SME finance sectors, from asset and vehicle finance to business loans, trade finance, government-backed lending, and invoice finance. Each funding solution is designed to meet a different commercial need, whether that is improving cash flow, funding growth, acquiring equipment, or supporting longer-term investment.
Trade & supply chain finance
What is it
Trade and supply chain finance is designed to help businesses manage the gap between paying suppliers and receiving payment from customers. It supports the movement of goods and helps businesses maintain liquidity while trading domestically or internationally.
Who uses it?
It is commonly used by importers, exporters, wholesalers, manufacturers, distributors, and businesses with longer supplier or customer payment cycles.
What it is used for?
Trade and supply chain finance is often used to:
- pay suppliers earlier
- support import and export transactions
- fund the purchase of goods before resale
- improve supplier relationships
- manage long production or shipping timelines
- release pressure on working capital
- support larger order volumes
This type of finance can be particularly valuable for businesses that need to keep stock moving and meet demand without placing excessive strain on cash flow.
SME finance Solutions – At a glance
- Asset & vehicle finance – Funding for equipment, machinery, cars, vans, and specialist vehicles, allowing businesses to spread the cost over time.
- Secured & unsecured business loans – Flexible business funding for working capital, growth, investment, and cash flow support, with or without security.
- Trade & supply chain finance – Finance that helps businesses pay suppliers, fund stock, and manage the gap between outgoing payments and incoming customer receipts.
- Government-backed loans – Lending supported by government schemes to help eligible businesses access finance for growth, investment, or stability.
- Buy to let mortgages – Mortgages for residential investment properties intended to generate rental income rather than owner occupation.
- Invoice finance – A way to release cash from unpaid invoices so businesses can improve working capital and maintain day-to-day liquidity.
SME Finance
We support businesses across a wide range of SME finance sectors. Each type of lending is designed for a different purpose, and choosing the right structure can make a significant difference to speed, flexibility, and long-term cost.
